Flip Your Paycheck!

Hold the
Note of a
10%Loan

Be the Bank Today!

Loan Share
Flip Your Paycheck!

Help Fund a Big Loan

You’re in Charge

Miami Condo
Flip Your Paycheck!

Finance 1 Sq Ft of Luxury

Get a Piece of Miami

Luxury Condo
Loan Share
Miami Condo
Community Impact

$300

Per Digital
Certificate

1,358

sq.ft. Secured
by lien

10%

Interest Loan

35%

Growth of
value since 2020

100%

Lien Secured

Watch Intro Video

Flip Your Paycheck Process
Flip Your Paycheck!

How It Works

Fund a luxury condo loan.

Contribute $300 toward a private real estate loan.

Receive a Digital Note secured by a lien on a waterfront Miami condo.

Certificates represent a passive, fractional interest in a Florida Trust.

Be the bank in 3 easy steps!

Flip Your Paycheck! 1-2-3




Step 1:

Fund the Loan
Contribute $300 to support a loan secured by real estate.

Step 2:

Get Your Share
Receive a Digital Note, which may entitle you to a share of borrower repayments

Step 3:

Stay Secure
Your Certificate is backed by a recorded lien on the condo property

Need cash fast? Use our liquidity pool to cash out when you need to.

Get Started

Comparison Summary (April 2020 – April 2025)

See how a $300 contribution compares across different investment types*

Investment Type Annualized Return Cumulative Return $300 Grows To
Miami Luxury Condo Loan1 10% 61% $483
Bank-Loan Fund2 6% 33% $401
Government Bonds3 2% 10% $331
Traditional Real Estate4 9.15% 55% $465

Disclaimer: Returns shown are for illustrative purposes only and do not guarantee future performance. The Jockey Club Condo Loan return reflects the interest rate paid by the borrower to the Trust and assumes full and timely repayment. Investor returns depend on borrower repayment and are not guaranteed. Please consult a licensed financial advisor before participating in any investment.

  1. Miami Luxury Condo Loan: 10% annual interest paid by borrower. Return assumes full 5-year repayment, compounded annually.
  2. Bank-Loan Fund: Based on average returns from top U.S. bank-loan mutual funds.
  3. Government Bonds: Based on average 5-year U.S. Treasury yields during same period.
  4. Traditional Real Estate: National average residential real estate appreciation based on Case-Shiller Index.
Miami condos up 35% since 2020

Discover the Real Estate Backing Your Share

*Information provided is descriptive of the condo unit backing the Trust loan. Ownership of the unit remains with the borrower. Your certificate secures a lien, not the deed.

Biscayne Bay view


This condo offers breathtaking views of Biscayne Bay, Miami Beach, and the skyline.

You can enjoy these million-dollar views in comfort, while the expansive balcony is perfect for relaxation.

These views make the property very special and valuable.

  • Panoramic Bay Views
  • Skyline Visibility at Sunrise/Sunset
  • Expansive Balcony for Relaxation
  • Direct Water Views from Living Area
Modern interior


This corner unit is bathed in natural light, creating an atmosphere of spaciousness, serenity, and relaxation for you and your guests.

The sparkling water views will captivate you, making it hard to ever leave the comfort of your home.

  • Open-Concept Living and Dining
  • Independent Suite Entrance
  • Modern Stainless Steel Appliances
  • Granite Countertops
  • Hurricane-Proof Windows
  • Square Feet 1,358
  • Bedrooms 2
  • Full Baths 2
  • Half Baths 0
  • Parking 2 (Valet, Garage)


Nestled in a prime spot near Bal Harbor, Aventura, and South Beach, this condo offers unparalleled access to high-end shopping, diverse dining options, and essential services—all just minutes away.

This property combines convenience, safety, and exclusivity, making it an ideal choice for those seeking a vibrant yet secure lifestyle.

  • Publix (0.5 miles)
  • Whole Foods (1.2 miles)
  • ALDI (1.5 miles)
  • Bal Harbour Shops (2.5 miles)
  • Aventura Mall (3.5 miles)
  • South Beach (10 miles)
  • Ricky Thai Bistro (1 mile)
  • Five Guys (1.2 miles)
  • Chase Bank (0.8 miles)
  • Elite Cleaners (0.7 miles)
  • LA Fitness (1.3 miles)
  • Normandy Shores Golf Course (2 miles)
  • Miami Beach Golf Club (5 miles)
  • Bus Stop (0.2 miles)
  • US-1 (0.1 miles)
  • I-95 (1.5 miles)
  • 24-Hour Security Guard
  • Gated and Fenced Community
  • Doorman Service
  • Secured Parking Garage
  • Valet Parking Included
Bayfront heated pool


The building has a big pool by the bay, a gym, a sauna, tennis and basketball courts, and a kids’ play area.

Pretty gardens are all around, and it’s all about comfort

  • Bayfront Heated Pool
  • Fitness Center and Sauna
  • Tennis and Basketball Courts
  • Children’s Play Area
  • Lush Tropical Landscaping
Jockey Club community


This condo is backed by a building with full reserves and a completed Milestone study.

A new marina nearby will boost value, and with no half baths, it’s efficient.

Plus, 2 parking spots (valet and garage) add practicality, making it a good deal with HOA covering utilities.

  • Full Building Reserves
  • Completed Milestone Study
  • New Marina Underway
  • HOA Covers Utilities (Water, Cable, Internet)
Here’s why this Changes Everything for You!

What’s the Deal?

🧾

No Credit? No Problem!

No credit check required to participate in the trust loan program.

🚀

Start Small

Contribute $300 toward a real estate-secured loan

🛡️

Safe and Flexible

Backed by a recorded lien. Optional liquidity pool allows limited cash-out, subject to availability (up to 10% of participants).

Help your community too! Your money supports Black families staying in their homes.

Get Started Now

$10

Per Share

100

Positions Available

1%

Loan Rate

5%

Lien Secured

Got Questions? We’ve Got Answers! 🧐

Jockey Club Condo
Investment Process
Community Impact

A Digital Note represents a fractional interest in a Florida Trust-backed real estate loan. Each certificate corresponds to 1 sq ft equivalent of secured lien value.

All funds are secured by a recorded lien on the property, but as with all lending and investing, risks remain. Repayments depend on borrower performance.

The borrower pays a 10% annual rate to the Trust. Certificate holders may receive distributions based on repayments.

Redemption may be available through a liquidity pool funded by 10% of Digital Note sales. Availability is not guaranteed.

Flip Your Paycheck LLC administers the Trust and acts as Trustee. All disbursements, repayments, and lien enforcement are handled per the Trust Agreement.

Digital Notes may be tradable on open Digital Asset markets or redeemed through the Trust's liquidity pool. Value may fluctuate based on demand and performance.

Legal Notice: Digital Notes represent a passive, fractional interest in a private Florida trust secured by a real estate lien. They are not registered securities, and this offering is not an offer to buy or sell securities in any jurisdiction. Earnings, liquidity, and appreciation are not guaranteed. Past market performance is not indicative of future returns. Please consult your financial advisor before participating. Flip Your Paycheck LLC is the acting Trustee under Florida law. For a copy of the KIT Trust Agreement, please contact us directly.

💸Pick Your Flip! 🏠

$300 or $300k

Which Flip Is Right for You?

💡 See if you qualify in 60 seconds.



You need $130,000 to buy the big condo.

You need 700 or more for the big condo.

You need $60,000 to start for the big condo.

You need $22,000 extra for the big condo.


* Calculator results are for illustrative purposes only. Actual loan terms and outcomes may vary.

Your Flip Result: 🎉

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FLIP YOUR PAYCHECK TOUR

Join Kwamara Thompson on an International Journey to Empower

*Discover how fractional real estate investment can change lives and create opportunities for the Black community.*

Marbella, Spain


📅 SAVE THE DATE: 7-8 May!

🚀 StartupOLÉ Marbella ‘25 will take place at Palacio de Congresos. 🏖️✨

Get ready for a unique experience where you can connect with international investors, leading corporates & the most innovative startups & scaleups of the moment.

💡🤝Don't wait any longer, register now!



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Marbella Event

Geneva, Switzerland

Starts 26 Jun 2025, 09:00
Ends 26 Jun 2025, 13:00

Palais des Nations
Geneva, Switzerland Room XXII

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Geneva Event

Argentina

Join Kwamara in Santa Fe to learn about innovative investment strategies that empower the Black community.

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Santa Fe Event

Hollywood, Florida

Explore the Flip Your Paycheck opportunity in Hollywood, where Kwamara will share insights on fractional ownership.

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Hollywood Event

Miami, Florida

Join us in Miami for the grand finale of the tour, where Kwamara will discuss the future of real estate investment.

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Miami Event

Take ActionNow

Don’t miss your chance to be the bank!

Contribute $300 toward a secured real estate loan.

Each $300 contribution helps fund a 5-year loan for a waterfront condo, generating potential income at a 10% annual interest rate.*

Backed by a lien held by the Trust.

The loan is secured by a recorded lien on the property, held by KIT Real Estate Trust on behalf of all contributors.

Get Started

*Disclaimer:Returns are based on borrower repayment and not guaranteed. The Trust, not individual contributors, holds the lien. Liquidity is limited and subject to availability.

Test with just $3.

Get a fractional Digital Note and see how it works.

Learn first, invest more later. 🚀

Coming Soon

*Disclaimer: Fractional purchases do not generate returns until a full $300 Digital Note is acquired. Participation is for educational and exploratory purposes only. Not a guarantee of earnings.

Jockey Club Condo Investment

Digital Notes represent shares in private real estate debt instruments. Consult financial advisor. 📜